55 ADVANTAGE CLUB
Our 55 Advantage
Club rewards you for choosing The Commercial and Savings
Bank as a financial partner by offering you a package of financial
products and services as well as other important special benefits.
The Club also makes it possible to share experiences and socialize
in a safe, friendly environment. Opportunities are provided
to renew old acquaintances and make new friends.
Special trips are planned for Club members to sporting events,
the theater, festivals, historical sites and various special
tours. Annual events include a fall card party and a Christmas
holiday party.
To qualify, you must be at least 55 years of age and maintain
a minimum of $2,500 in any CSB checking, savings or certificate
of deposit (excluding IRA's). It takes only a minute to sign
up at any CSB office or online and receive your special membership.
BENEFITS AND ADVANTAGES
Membership in the 55 Advantage Club entitles
you to a wide range of special privileges as well as discounted
banking and travel services.
QUARTERLY NEWSLETTER
Contains information on upcoming activities,
special offers, and products or services.
55 PLUS CHECKING
| • |
Monthly
fee waived |
| • |
Free personalized
checks (wallet specialty checks only) |
| • |
ATM Card
(Regular Fees Apply, subject to approval) |
| • |
Free Stop
Payments |
| • |
Free Notary Service |
| • |
Full Brokerage Service |
| • |
Trust & Financial Services |
For those
55 Advantage Club members
that would prefer to earn interest on your checking account,
you may also choose from either of the following checking
accounts. Please remember, minimum balances are required for
both accounts to avoid monthly fees.
INTEREST CHECKING
Minimum deposit to open account..... $1,000.00
You can earn interest on your checking account
and may write as many checks as you please without a transaction
fee. When the balance falls below $1,000.00 on any day during
the month (statement cycle), you will not earn interest while
under the minimum and a $10.00 monthly fee
will be assessed.
PRESTIGE INTEREST CHECKING Free
BillPay Included
Minimum deposit to open account..... $5,000.00
A special checking account designed specifically
for customers who maintain a higher balance. Interest rates
are tiered and tied to the balance in your account. The higher
your balance, the higher the interest rate!
As a Prestige Interest Checking customer,
you will also be entitled to a host of other benefits, which
include free specialty checks and cover, free official checks
and free BillPay.
For those customers that like to use a Check/Debit
Card, we will waive our $1.00 foreign ATM fee for up to ten
(10) withdrawals and four (4) deposits per monthly statement
cycle.
If your balance falls below $5,000.00 on
any day during the month (statement cycle), you will not earn
interest while under the minimum and a $20.00 monthly fee
will be assessed.
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