Cash Management

The ATM Card that works like a check
With your Commercial & Savings Bank (CSB) Debit/ATM Card and/or VISA Business checkcard, you can enjoy a whole new level of banking and shopping convenience. If you have a checking account you can now pay for your purchases without cash, without checks and without credit cards. At the same time, you have quick and easy access to cash and your CSB checking account 24 hours a day. All with one amazing card!

ATM/DEBIT CARD
Just wait until you see what the ATM/Debit card from The Commercial and Savings Bank can do for you. You’ll love it!

You can use it to pay for everyday purchases because it works like a check, only it’s better. There’s no actual check to write and the amount of the purchase is deducted directly from your checking account. Even if you're out of town, there's no need to worry. You can use your ATM/Debit card anywhere VISA® is accepted. Need cash? Your ATM/Debit card from CSB can be used at thousands of ATMs throughout the world.

An easier way to shop.
• Pay for purchases at millions of locations around the world that accept Visa debit cards. Department stores, restaurants, supermarkets, hotels and more.
• Safer than carrying cash. Easier than writing checks. And unlike credit cards, there are no monthly bills or finance charges.
• Saves you money – there are no annual fees!

An easier way to bank.
With your CSB Debit/ATM Card, you’ll be able to:
• Access your CSB account, 24 hours a day, seven days a week.
• Get instant cash at thousands of ATM locations displaying the Pulse®, PLUS® or VISA® network symbols.
• With your CSB Debit/ATM Card you can make purchases at retailers wherever Visa debit cards are accepted or you see the Pulse®, PLUS® or VISA® symbols.
• With your CSB Debit/ATM Card you have access to checking and savings accounts 24 hours a day, anywhere you see the Pulse®, PLUS® or VISA® symbols.

Your card is easy to use.
For purchases, use the CSB Debit/ATM Card. It’s as simple as using a credit card, but it works like a check. Here’s why:
• You’ll sign a sales slip just like a credit card. You don’t need to enter a Personal Identification Number (PIN) or anything else (unless the retailer, typically grocery stores, asks for your PIN).
• The purchase amount is deducted from available funds (up to your daily card limit) in your CSB checking account and recorded on your monthly statement.

At ATMs, use your CSB Debit/ATM Card for easy access to your cash.

What accounts can I access?
For ATM use, you will be able to access the checking and/or savings account you designate on
the application to the right. Debit Card purchases will be deducted only from your CSB primary
checking account.

No fees for Debit Card purchases.
There are no fees when you make Debit Card purchases. However, there may be a fee for any
withdrawal or transfer made at a non-CSB ATM.

For those customers who forget to record their ATM/Debit card transactions, we now offer Xpress Net Banking. This internet banking product works well with the ATM/Debit card enabling our customers to view their account transactions from the convenience of their own home.      

Call or visit your local CSB office for details on how to start using an ATM/Debit card today.

Application subject to approval.


VISA BUSINESS CHECK CARD
In business, it's the card that works better than checks or cash. You can use your CSB VISA Business Check Card to pay directly from your business checking account everywhere VISA® is accepted. And best of all, there are no annual fees or interest charges.

The CSB VISA Business Check Card gives you easy access to your business checking account. You can make unlimited daily deposits at most of our ATM location. And if you or your employees need cash in a hurry, you have access to more than 600,000 VISA®/PLUS ATMs worldwide.

With the CSB VISA® Business Check Card™, you can enjoy a whole new level of banking and shopping convenience. Now you can pay for your business purchases without cash, without checks and without credit cards. At the same time, have quick and easy access to cash and your
COMMERCIAL & SAVINGS BANK accounts 24 hours a day. All with one amazing card!

Application subject to approval.

 

Our online applications are saved in .PDF format and require Acrobat® Reader® to view and print. To download a free version of Acrobat® Reader®, click on the icon to the left. Upon clicking the link, you will be leaving the CSB website. CSB is not responsible for any content or incorrect information you may encounter. Contact our Web Master if you prefer to have an application mailed to you.

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