CERTIFICATE OF DEPOSIT
CDs are always a good option for savers and investors. A CD provides an outstanding combination of safety, flexibility, convenience and earnings. You will earn a fixed interest rate that is guaranteed for a stated term. There may be a substantial penalty for early withdrawal.
Our CDs are available in the following terms:
|
Personal |
|
Jumbo (over 100,000) |
| • |
91 Day |
• |
30 Day |
| • |
182 Day |
• |
91 Day |
| • |
1 Year |
• |
182 Day |
| • |
18 Month |
• |
1 Year |
| • |
2 Year |
• |
18 Month |
| • |
3
Year |
• |
2 Year |
| • |
4 Year |
• |
3 Year |
| • |
5 Year |
• |
4 Year |
| |
|
• |
5 Year |
30 DAY SAVERS CD
Now there's a better way to save. Introducing the Savers
CD from The Commercial & Savigns Bank. We've developed
the 30-day Savers CD with the regular saver in mind. Featuring
a low minimum balance balance requirement of just $250 and
the ability to make additional deposits whenever you'd like,
this may well be the perfect way to save. Additional Deposits
can be made in person or by mail, through Xpress Net (Internet)
Banking and through automatic transfers that you establish
with CSB. Best of all, you'll have access to your funds everymonth
when your CD matures.
INDIVIDUAL RETIREMENT ACCOUNTS
(IRAs)
IRAs are a safe, convenient way to provide income for
your retirement years. Taxes on the earnings from your IRA
are deferred until you begin withdrawing the money after age
59 1/2. You can count on a guaranteed rate of interest for
a specified time. Select from variable or fixed rates with
a wide choice of terms. All term accounts renew automatically
at rates being paid at that time. There may be a substantial
penalty for early withdrawal.
Our IRAs are available in the following
terms:
| • |
30 Day |
| • |
1 Year Variable |
| • |
1 Year Fixed |
| • |
18 Month |
| • |
2 Year Fixed |
| • |
3 Year Fixed |
| • |
4 Year Fixed |
| • |
5 Year Fixed |
The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits.
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