By clicking on the Overdraft Protection application button above, you acknowledge that you have read and do agree to the disclosures listed below. Print these terms and conditions and retain a copy for your future reference. Please print the application and submit through postal service or drop off at any CSB office location.
PERSONAL OVERDRAFT PROTECTION For worry-free checking add personal
overdraft protection to your account. We automatically
and confidentially pay up to the amount of your credit limit
in increments of $50.00 should an overdraft occur. Minimum monthly
payments of the greater of 5.0% of the balance or $20.00. The
annual fee and monthly payments are automatically deducted from
your checking account. Please review the following terms and conditions for Overdraft Protection. Then click the "Overdraft Protection Application" button at the top of the page for the application.
Personal Overdraft Protection
Annual Percentage Rate
16.9%
Fixed
Grace Period
for payment
None
Method for determining the balance on which the finance charge will be computed
Daily Balance Method
Annual Membership Fee
$25.00
Minimum Finance Charge
None
Transaction Fee
None
The information
about the costs of Overdraft Protection described in the
above table is accurate as of April 8, 2008, when it was
created. This information may have changed after that
date. Please contact us to determine the current rates,
terms and conditions for this plan by writing or calling
us at:
Upon receipt of your completed application and approval through normal credit requirements, you will be contacted for arrangements to sign your note for Overdraft Protection.
Our online applications are saved in .PDF format and require Acrobat® Reader® to view and print. To download a free version of Acrobat® Reader®, click on the icon to the left. Upon clicking the link, you will be leaving the CSB website. CSB is not responsible for any content or incorrect information you may encounter. Contact our Web Master if you prefer to have an application mailed to you.
