Cash Management



EVERYDAY CHECKING Free Xpress BillPay Included!
Minimum deposit to open account..... $25.00

For your benefit and convenience, there is no minimum balance
required after the initial deposit with Everyday Checking. You
receive unlimited check writing privileges for a low monthly fee of
$4.00. Each new account includes fifty (50) free personal checks.

VALUE CHECKING Free Xpress BillPay Included!
Minimum deposit to open account..... $25.00

A free checking account designed for our direct deposit customers, with a host of other free services included which are designed to make your banking easier and more convenient.

A minimum of one (1) direct deposit per month is required. If your direct deposit ceases, Value Checking will continue to be free as long as you have six (6) debit card point of sale transactions (excluding ATM transactions) per month. Otherwise, the normal $4.00 monthly service charge fees would apply.

We will waive our $1.00 foreign ATM fee for up to ten (10) withdrawals per monthly statement cycle. Surcharges assessed by other banks for using their ATM will still apply.

INTEREST CHECKING Free Xpress BillPay Included!
Minimum deposit to open account..... $1,000.00

You can earn interest on your checking account and may write as many checks as you please without a transaction fee. When the balance falls below $750.00 on any day during the month (statement cycle), you will not earn interest while under the minimum and a $10.00 monthly fee will be assessed.

PRESTIGE INTEREST CHECKING Free Xpress BillPay Included!
Minimum deposit to open account..... $5,000.00

A special checking account designed specifically for customers who maintain a higher balance. Interest rates are tiered and tied to the balance in your account. The higher your balance, the higher the interest rate!

As a Prestige Interest Checking customer, you will also be entitled to a host of other benefits, which include free specialty checks and cover, free official checks and free BillPay.

For those customers that like to use a Check/Debit Card, we will waive our $1.00 foreign ATM fee for up to ten (10) withdrawals and four (4) deposits per monthly statement cycle.

If your balance falls below $5,000.00 on any day during the month (statement cycle), you will not earn interest while under the minimum and a $20.00 monthly fee will be assessed.

STUDENT BONUS CHECKING Free Xpress BillPay Included!
Minimum deposit to open account..... $25.00

Monthly fee of $4.00 waived for high school and college students. Ten(10) checks are allowed per monthly statement cycle. There is a $.25 charge per additional check. We will waive our $1.00 foreign ATM fee for up to ten (10) withdrawals per monthly statement cycle. Surcharges assessed by other banks for using their ATM will still apply. Students may have unlimited point of sale transactions without a fee from CSB.

55 PLUS CHECKING Free Xpress BillPay Included!
Minimum deposit to open account..... $25.00

With no minimum balance requirements after the initial deposit, this account provides unlimited check writing privileges with no monthly fee for customers age 55 or over. CSB will provide special wallet-style checks at no charge, however, if another style is chosen, customer will be billed for the full price of the printed checks.

** An early closing fee of $25.00 will apply to all checking accounts that are closed within 90 days of the opening date.


The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits.

LINK NOTICE
Once you click on Order Checks, you will be leaving the CSB website. CSB is not responsible for any content or incorrect information you may encounter.

Our online applications are saved in .PDF format and require Acrobat® Reader® to view and print. To download a free version of Acrobat® Reader®, click on the icon to the left. Upon clicking the link, you will be leaving the CSB website. CSB is not responsible for any content or incorrect information you may encounter. Contact our Web Master if you prefer to have an application mailed to you.

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