| 1. |
Restricted to individuals and U.S. cardholders only. |
| 2. |
Cardholders earn one point per $1.00 net purchase made with their Commercial and Savings Bank card; exclusive of cash advances, ATM transactions, traveler's checks, access checks, fees (including late payment fee, annual fees, overlimit fees, insurance charges, returned check fees, returned payment fees and related service charges) and finance charges. Changes to this list may be made at the discretion of The Commercial and Savings Bank. |
| 3. |
2,500 points earn a certificate good for one $50 U.S. Savings Bond. The certificate will be sent automatically to the cardholder when the Bonus Bonds account reaches 2,500 points. The certificate can be redeemed for a $50 U.S. Savings Bond at participating Commercial and Savings Bank office locations. After a certificate is issued, the Bonus Bonds account will be reduced by 2,500 points. |
| 4. |
Bonus Bonds certificates expire 90 days from issue date. |
| 5. |
Maximum point accumulations are 10,000 per month and 60,000 per calendar year. |
| 6. |
Points are considered earned once they are posted to the Bonus Bond system. |
| 7. |
Points will expire five years from the date they are earned. |
| 8. |
Accounts will be updated monthly. |
| 9. |
For inquiries and updates, cardholders may call 1-888-335-8871. Hours of operation are 9:00 a.m. to 8:00 p.m. (Eastern Time), Monday through Sunday. |
| 10. |
Points begin accruing at program start date. No retroactive credit will be given. |
| 11. |
The Commercial and Savings Bank reserves the right to alter, change or terminate the program with 90 days notice. |
| 12. |
The Commercial and Savings Bank reserves the right to disqualify cardholders who have not complied with these redemption rules. |
| 13. |
Points are not transferable, are not redeemable for cash, and cannot be used as payment for obligations owed The Commercial and Savings Bank. |
| 14. |
Determination of tax liability is the sole responsibility of the cardholder. |
