PERSONAL
CHECKING
At The Commercial and Savings Bank, you can open a
checking account that fits your needs. A checking account
saves you time and money by enabling you to make payments
quickly by mail. It's safer than carrying cash and your bank
is, in effect, your bookkeeper.
BUSINESS
CHECKING
At The Commercial and Savings Bank, you will find that
we are small enough to give you personal attention, yet sophisticated
enough to provide the wide range of products and services
your business needs.
HEALTH SAVINGS
ACCOUNT
The CSB Health Savings Account is a financial service
that can help you make the most of your money. The HSA offers
you control of your health care funds while earning tax-free
interest.
OVERDRAFT
PROTECTION SERVICES
The Commercial & Savings Bank offers three different overdraft
protection services available to help you manage your money
and protect you from an item being returned due to an overdraft
on your checking account.
SAVINGS
ACCOUNTS
Over the years, The Commercial and Savings Bank has
helped area savers establish convenient, practical ways to
save.
CERTIFICATES
OF DEPOSIT & IRA’S
CD's are always a good option for savers and investors.
A CD provides an outstanding combination of safety, flexibility,
convenience and earnings. You will earn a fixed interest
rate that is guaranteed for a stated term. There may be a
substantial penalty for early withdrawal.
IRA's are a safe, convenient way to provide income for your
retirement years. Taxes on the earnings from your IRA are
deferred until you begin withdrawing the money after age 59-1/2.
You can count on a guaranteed rate of interest for a specified
time. Select from variable or fixed rates with a wide choice
of terms. All term accounts renew automatically at rates being
paid at that time. There may be a substantial penalty for
early withdrawal.
LOANS
Whether you need to improve, build, buy or just
relax, if the answer is money, chances are The Commercial
and Savings Bank can help. Our experienced loan officers can
design a loan tailored to your specific needs and you'll get
prompt response to your loan application.
You will find a variety of personal loans. However, if it
is a business loan that you are interested in, we offer a
wide choice to meet your needs.
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55
ADVANTAGE CLUB
Our 55 Advantage Club rewards you for choosing The
Commercial and Savings Bank as a financial partner by offering
you a package of financial products and services as well as
other important special benefits. The Club also makes it possible
to share experiences and socialize in a safe, friendly environment.
Opportunities are provided to renew old acquaintances and
make new friends.
ATM/DEBIT
CARD
You can use the ATM/Debit Card to pay for everyday
purchases because it works like a check, only it's better.
There's no actual check to write and the amount of the purchase
is deducted directly from your checking account.
Click here to find the ATM
closest to you.
VISA &
MASTERCARD
Looking for a credit card? The Commercial and Savings
Bank offers you choices.
A Visa® or MasterCard® provides the convenience of
cash day or night throughout the world. Readily accepted for
purchases where checks are not. Your credit card provides
a great convenience. It may also be used to access cash at
ATMs.
XPRESS NET
BANKING
Online Banking with Xpress Net Banking, Xpress
BillPay, and Cash Management.
CSB
BANKING CENTER LOCATIONS
The Commercial and Savings Bank provides nine convenient
office locations in Ohio, serving Holmes, Wayne and Tuscarawas
counties and portions of Stark and Coshocton counties.
XPRESS
PHONE BANKING
This free phone service allows you to make account
inquiries and transfers 24 hours a day, seven days a week,
from any TouchTone™ phone in the United States.
SAFE DEPOSIT
BOXES
Protect your valuables from loss, theft, or fire
in a safe deposit box. The boxes come in a variety of sizes
and are available at all of our offices. |
