"Heartbleed" in the News - You may have read or heard about the recently announced "Heartbleed" vulnerability for the Internet community. CSB’s website, internet banking and mobile applications are secure and have not been affected. However, if you use the same password for multiple internet applications, including your CSB internet banking, we strongly advise you to change your CSB password to a unique password used only for CSB internet banking. It would be best to use a combination of upper and lower case letters and numbers. You may also want to refer to heartbleed.com for more information about the “Heartbleed” internet vulnerability. As companies patch their systems to protect from this vulnerability, they may request that you change your password and/or update your security questions. We highly recommend you follow their instructions, keeping in mind that no legitimate business would ask you to provide your password to them. Your password should be known only by you.
What does The Commercial & Savings Bank do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons The Commercial & Savings Bank chooses to share; and whether you can limit this sharing.|
Reasons we can share your personal information
|Does CSB Share?||Can you limit this sharing?|
|For our everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes - to offer our products and services to you||Yes||
|For joint marketing with other financial companies||Yes||No|
|For our affiliates’ everyday business purposes-information about your transactions and experiences||No||We Don't Share|
|For our affiliates’ everyday business purposes-information about your creditworthiness||No||We Don't Share|
|For nonaffiliates to market to you||No||We Don't Share|
What we do
|How does The Commercial & Savings Bank protect my personal information?||We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.|
|How does The Commercial & Savings Bank collect my personal information?||
We collect your personal information, for example, when you:
|Why can’t I limit sharing?||Federal law gives you the right to limit only:
|Affiliates||Companies related by common ownership or control. They can befinancial and non-financial companies. The Commercial & Savings Bank does not share with our affiliates.|
|Nonaffiliates||Companies not related by common ownership or control. They can be financial companies. The Commercial & Savings Bank does not share with nonaffiliates so they can market to you.|
|Joint Marketing||A formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partners include credit/debit card companies and investment companies.|
Call 330-674-9015 or 800-654-9015 or go to our website www.csb1.com