CSB Personal Checking Options

  Value Checking Interest Checking Prestige Interest Checking Student Bonus Checking 55 Plus Checking
  open account open account open account open account open account
Available To and
Recommended For
Customers who want a free checking and no minimum balance Customers who want to earn interest on their checking account Customers who maintain a higher average balance in their checking, and like to earn interest Students in high school or college Customers 55 and over who want a free checking with no minimum balance
Minimum Deposit to Open Account $25.00 $1,000.00 $5,000.00 $25.00 $25.00
Monthly Service Charge Free with monthly direct deposit or six debit card point of sale transactions per month, otherwise $4.00 Free if minimum balance is met, otherwise $10.00. Free if minimum balance is met, otherwise $20.00 Free if in high school or college, otherwise $4.00 Free
Minimum Daily Balance None $1,000 $5,000.00 None None
Interest No Yes, when balance is above $1,000. Yes None No
Debit Card Free Free Free Free Free
When used at an ATM
not owned by CSB
CSB will waive our $1.00 foreign ATM fee for up to ten withdrawals per monthly statement cycle. Surcharges assessed by other banks for using their ATM will still apply. $1.00 per transaction plus any surcharge the ATM owner may assess

CSB will waive our $1.00 foreign ATM fee for up to ten withdrawals per monthly statement cycle. Surcharges assessed by other banks for using their ATM

CSB will waive our $1.00 foreign ATM fee for up to ten withdrawals per monthly statement cycle. Surcharges assessed by other banks for using their ATM will still apply. $1.00 per transaction plus any surcharge the ATM owner may assess
Xpress Net Banking Free Free Free Free Free
Xpress BillPay Free with Debit Card Free with Debit Card Free with Debit Card Free with Debit Card Free with Debit Card
Xpress Phone Banking Free Free Free Free Free

** An early closing fee of $25.00 will apply to all checking accounts that are closed within 90 days of the opening date.


CSB Locations