CSB's Online, Mobile & Phone Banking services will be unavailable beginning Saturday, February 13 beginning at 10:00 PM through approximately 10:00 AM Sunday, February 14 for scheduled maintenance. We appreciate your understanding and apologize for any inconvenience.
Individual Retirement Accounts (IRAS)
IRAs are a safe, convenient way to provide income for your retirement years. Taxes on the earnings from your IRA are deferred until you begin withdrawing the money after age 59-1/2. You can count on a guaranteed rate of interest for a specified time when you invest your IRA in a certificate of deposit at CSB. Select from variable or fixed rates with a wide choice of terms. All term accounts renew automatically at rates being paid at that time. There may be a substantial penalty for early withdrawal.
Our IRAs are available in terms ranging from 30 days to 5 years.
The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits.