"Heartbleed" in the News - You may have read or heard about the recently announced "Heartbleed" vulnerability for the Internet community. CSB’s website, internet banking and mobile applications are secure and have not been affected. However, if you use the same password for multiple internet applications, including your CSB internet banking, we strongly advise you to change your CSB password to a unique password used only for CSB internet banking. It would be best to use a combination of upper and lower case letters and numbers. You may also want to refer to heartbleed.com for more information about the “Heartbleed” internet vulnerability. As companies patch their systems to protect from this vulnerability, they may request that you change your password and/or update your security questions. We highly recommend you follow their instructions, keeping in mind that no legitimate business would ask you to provide your password to them. Your password should be known only by you.
Commercial Operating Line of Credit
Whether it's for seasonal working capital needs or to support fluctuations in your company's business cycle, CSB's lending personnel can structure an appropriate operating line-of-credit to help manage your business' cash flow needs now and in the future.
- Borrow money for short-term needs
- Credit limit based on your company's current asset and sales levels
- Variable interest rate
Machinery and Equipment Financing
Looking for that new or used piece of manufacturing or farm equipment to help your business grow? Maybe it's just time to replace current machinery and other fixed assets to make your company's operations more efficient. Either way, contact one of our Business Lenders to allow them to assist you in developing the most cost effective and appropriate loan structure to enable your company to get the machinery and equipment you need to improve your business' bottom line.
Business Real Estate Loans
CSB offers a wide variety of commercial real estate products with competitive rates/terms/conditions for either commercial construction projects or permanent financing. Contact one of our Business Lenders and let them assist you in developing the most cost effective loan package for your building construction or expansion project, farm and timber land purchases, or refinancing your commercial real estate.
The Commercial and Savings Bank may reserve the right to grant credit for those who qualify from its local market area only.
Meet Our Commercial Lending OfficersColby Chamberlin
Wayne County Lender Chris Delatore
Stark & Tuscarawas County Lender Eric Gerber
Holmes County Lender Jason Hummel
Holmes County Lender Bud Stebbins
Senior Loan Officer Steve Stiffler
Stark & Tuscarawas County Lender Eric Strouse
Holmes & Wayne County Lender
Wayne County Lender
Meet Our Credit OfficerSteve Kilpatrick