Business Loans

Commercial Operating Line of Credit

Whether it's for seasonal working capital needs or to support fluctuations in your company's business cycle, CSB's lending personnel can structure an appropriate operating line-of-credit to help manage your business' cash flow needs now and in the future.

  • Borrow money for short-term needs
  • Credit limit based on your company's current asset and sales levels
  • Variable interest rate

Machinery and Equipment Financing

Looking for that new or used piece of manufacturing or farm equipment to help your business grow? Maybe it's just time to replace current machinery and other fixed assets to make your company's operations more efficient. Either way, contact one of our Business Lenders to allow them to assist you in developing the most cost effective and appropriate loan structure to enable your company to get the machinery and equipment you need to improve your business' bottom line.

Business Real Estate Loans

CSB offers a wide variety of commercial real estate products with competitive rates/terms/conditions for either commercial construction projects or permanent financing. Contact one of our Business Lenders and let them assist you in developing the most cost effective loan package for your building construction or expansion project, farm and timber land purchases, or refinancing your commercial real estate.

The Commercial and Savings Bank may reserve the right to grant credit for those who qualify from its local market area only.

CSB Locations