The Commercial & Savings Bank

Rates

Product

Rate Annual Percentage Yield
(APY)

Checking

Interest Checking ($1,000 & Above)

0.05%

0.05%

Health Savings Account 

Health Savings ($50 - $999)

0.05%

0.05%

Health Savings ($1,000 - $9,999)

0.05%

0.05%

Health Savings ($10,000 & Above)

0.11%

0.11%

Passbook Savings 

(compounded quarterly)
Passbook Savings ($10 - $19,999)

0.05%

0.05%

Passbook Savings ($20,000 & Above)

0.16%

0.16%

Statement Savings 

Statement Savings ($10 - $19,999)

0.05%

0.05%

Statement Savings ($20,000 & Above)

0.16%

0.16%

Money Market

Money Market ($5,000 - $24,999)

0.05%

0.05%

Money Market ($25,000 - $49,999)

0.16%

0.16%

Money Market ($50,000 - $99,999)

0.21%

0.21%

Money Market ($100,000 & Above)

0.24%

0.24%


The annual percentage yield and interest rates are accurate as of March 23, 2016, and are subject to change daily.
Minimum balances shown are required to obtain the advertised APY. Fees could reduce the earnings on the account. The rate may change after the account is opened.
The Commercial & Savings Bank reserves the right to accept deposits from only its local market area. 
No brokered deposits.

All annual percentage yields are calculated on $1000.00 and on monthly compounding unless otherwise stated.

Product

Rate Annual Percentage Yield
(APY)

Checking

Business Interest Checking
(Sole Proprietors, Public Funds and
Non-Profit Corporations)

0.05%

0.05%

Passbook Savings

(compounded quarterly)

Passbook Savings ($10 - $19,999)

0.05%

0.05%

Passbook Savings ($20,000 & Above)

0.16%

0.16%

Statement Savings

Statement Savings ($10 - $19,999)

0.05%

0.05%

Statement Savings ($20,000 & Above)

0.16%

0.16%

Money Market

Money Market ($5,000 - $24,999)

0.05%

0.05%

Money Market ($25,000 - $49,999)

0.16%

0.16%

Money Market ($50,000 - $99,999)

0.21%

0.21%

Money Market ($100,000 & Above)

0.24%

0.24%


The annual percentage yield and interest rates are accurate as of March 23, 2017, and are subject to change daily.
Minimum balances shown are required to obtain the advertised APY. Fees could reduce the earnings on the account. The rate may change after the account is opened.
The Commercial & Savings Bank reserves the right to accept deposits from only its local market area. 
No brokered deposits.

All annual percentage yields are calculated on $1000.00 and on monthly compounding unless otherwise stated.

Product

Rate Annual Percentage Yield
(APY)

30 Day Savers CD

(Additional deposits can be made at any time.)
$250 - $2,499

0.10%

0.10%

$2,500 & Up

0.25%

0.25%

CD Specials

15 Month CD

$1,000 minimum

0.50%

0.50%

15 Month Relationship CD *
$1,000 minimum

1.10%

1.09%

42 Month CD

$1,000 minimum

0.90%

0.90%

42 Month Relationship CD *
$1,000 minimum

1.65%

1.64%

Regular CDs

91 Day

0.25%

0.25%

182 Day

0.35%

0.35%

1 Year

0.45%

0.45%

18 Month

0.55%

0.55%

2 Year

0.65%

0.65%

3 Year

0.85%

0.85%

4 Year

1.05%

1.04%

5 Year

1.35%

1.34%

Jumbo

30 Day

0.10%

0.10%

91 Day

0.35%

0.35%

182 Day

0.45%

0.45%

1 Year

0.55%

0.55%

18 Month

0.65%

0.65%

2 Year

0.75%

0.75%

3 Year

0.95%

0.95%

4 Year

1.15%

1.14%

5 Year

1.45%

1.44%

Good through March 29, 2017


Minimum deposit to open account and to obtain advertised annual percentage yield is $250 for the 30 Day Savers CD, $500 for regular certificates, and $100,000 for Jumbo CDs. Penalty for early withdrawal may be imposed. 

30 Day Savers CD available for personal customers who have a checking account at CSB or in the case of minors, a statement savings account.

The Commercial & Savings Bank reserves the right to accept deposits only from its local market area. No brokered deposits.


* Customers with a CSB checking, money market, or consumer loan may be eligible for our relationship rate or in the case of minors, a statement savings account.



Early Withdrawal Penalties

Early Withdrawal Penalties may be imposed on certificates of deposit.

  • 30 - 364 Days: 90 days interest on amount withdrawn
  • 1 Year - Under 3 Years: 180 days interest on amount withdrawn
  • 3 Years & Over: 365 days interest on amount withdrawn
  • Savers CD: $50 or 7 days interest on amount withdrawn, whichever is greater.


All annual percentage yields are calculated on $1000.00 and on monthly compounding unless otherwise stated.


Product

Rate Annual Percentage Yield
(APY)
91 Day Fixed

0.25%

0.25%

182 Day Fixed

0.35%

0.35%

1 Year Variable

0.45%

0.45%

1 Year Fixed

0.45%

0.45%

18 Month Fixed

0.55%

0.55%

2 Year Fixed

0.65%

0.65%

3 Year Fixed

0.85%

0.85%

4 Year Fixed

1.05%

1.04%

5 Year Fixed

1.35%

1.34%

IRA CD Specials

15 Month CD

$1,000 minimum

0.50%

0.50%

15 Month Relationship CD *
$1,000 minimum

1.10%

1.09%

42 Month CD

$1,000 minimum

0.90%

0.90%

42 Month Relationship CD *
$1,000 minimum

1.65%

1.64%

Jumbo

30 Day

0.10%

0.10%

91 Day

0.35%

0.35%

182 Day

0.45%

0.45%

1 Year Variable

0.55%

0.55%

1 Year

0.55%

0.55%

18 Month

0.65%

0.65%

2 Year

0.75%

0.75%

3 Year

0.95%

0.95%

4 Year

1.15%

1.14%

5 Year

1.45%

1.44%

Good through March 29, 2017



Good through March 29, 2017.

Fixed rate certificates require a minimum deposit of $500 to open the account and to obtain the advertised annual percentage yield (APY). 

Variable rate certificates require a $10 minimum deposit to open the account and to obtain the advertised APY. The rate may change after the account is opened. On both fixed and variable rate certificates, fees could reduce earnings on the account. Interest is compounded monthly on certificates. 

The Commercial & Savings Bank reserves the right to accept deposits from its local market area.

No brokered deposits.


* Customers with a CSB checking, money market, or consumer loan may be eligible for our relationship rate or in the case of minors, a statement savings account.


Early Withdrawal Penalties

Early Withdrawal Penalties may be imposed on certificates of deposit.

  • 30 - 364 Days: 90 days interest on amount withdrawn
  • 1 Year - Under 3 Years: 180 days interest on amount withdrawn
  • 3 Years & Over: 365 days interest on amount withdrawn
  • Savers CD: $50 or 7 days interest on amount withdrawn, whichever is greater.


All annual percentage yields are calculated on $1000.00 and on monthly compounding unless otherwise stated.