Rates - Deposits


CHECKING ACCOUNTS

Compare Checking Options

 



INTEREST CHECKING


  APY INTEREST RATE
($1,000 & Above) .05% .05%

The annual percentage yield and interest rate are accurate as of April 17, 2014, and are subject to change daily.

Minimum balance of $1,000.00 is required to open the account and to obtain the advertised annual percentage yield. Interest is compounded on a monthly basis. Fees could reduce earnings on the account. The rate may change after the account is opened.


The Commercial & Savings Bank reserves the right to accept deposits from only its local market area.
No brokered deposits.




PRESTIGE INTEREST CHECKING


  APY INTEREST RATE
($5,000 - $9,999) .05% .05%
($10,000 - $24,999) .08% .08%
($25,000 - $49,999) .08% .08%
($50,000 & Above) .08% .08%

The annual percentage yield and interest rate are accurate as of April 17, 2014, and are subject to change daily.

Minimum balance of $50.00 is required to open the account. A minimum of $5,000.00 is require to obtain the advertised APY. Fees could reduce earnings on the account. The rate may change after the account is opened.

The Commercial & Savings Bank reserves the right to accept deposits from only its local market area.
No brokered deposits.

 

 



HEALTH SAVINGS CHECKING ACCOUNT

  APY INTEREST RATE
($50 - $999) .05% .05%
($1,000 - $9,999) .05% .05%
($10,000 & Above) .05% .05%

The annual percentage yield and interest rate are accurate as of April 17, 2014, and are subject to change daily.

Minimum balance of $50.00 is required to open the account and to obtain the advertised APY. Fees could reduce earnings on the account. The rate may change after the account is opened.

The Commercial & Savings Bank reserves the right to accept deposits from only its local market area.
No brokered deposits.

 

 



REGULAR SAVINGS ACCOUNTS


    APY INTEREST RATE
Passbook ($10-$19,999) .05% .05%
Passbook ($20,000 & Above) .08% .08%
Statement ($10-$19,999) .05% .05%
Statement ($20,000 & Above) .08% .08%

The annual percentage yield and interest rate are accurate as of April 17, 2014, and are subject to change daily.

Savings passbook is compounded on a quarterly basis and statement savings on a monthly basis. There is no minimum balance to open the account, however there is a requirement of a $10.00 minimum balance each day to obtain the advertised APY. The rate may change after the account is opened. Fees could reduce earnings on the account. Transaction limits apply. Under federal regulations, you are allowed up to six pre-authorized withdrawals per monthly statement cycle, including telephone or electronic transfers. There is no limit on deposits or the number of withdrawals you can make at an ATM, by mail, or any CSB office.


The Commercial & Savings Bank reserves the right to accept deposits from only its local market area.
No brokered deposits.




MONEY MARKET SAVINGS


  APY INTEREST RATE
($5,000-$24,999) .05% .05%
($25,000-$49,999) .08% .08%
($50,000-$99,999) .12% .12%
($100,000 & Above) .12% .12%

The annual percentage yield and interest rate are accurate as of April 17, 2014, and are subject to change daily.

Minimum balance of $5,000.00 is required to open account and to obtain the advertised APY.
The rate may change after the account is opened. Interest is compounded on a monthly basis.
Fees could reduce earnings on the account.

The Commercial & Savings Bank reserves the right to accept deposits from only its local market area.
No brokered deposits




PLATINUM SAVINGS


  APY INTEREST RATE
($0-$99,999) .05% .05%
($100,000-$499,999) .12% .12%
($500,000-$999,999) .12% .12%
($1,000,000 & Above) .12% .12%

The annual percentage yield and interest rate are accurate as of April 17 , 2014, and are subject to change daily.

Minimum balance of $100,000.00 is required to open account and to obtain the advertised APY.
The rate may change after the account is opened. Interest is compounded on a monthly basis.
Fees could reduce earnings on the account.

The Commercial & Savings Bank reserves the right to accept deposits from only its local market area.
No brokered deposits.




CERTIFICATES OF DEPOSIT


  APY INTEREST RATE

CD Specials

*15 Month Relationship CD
($1,000 Minimum)
.25% .25%
*Customers with a CSB checking, money market or consumer loan may be eligible for our Relationship rate. (.40% APY - .40% Interest Rate)
*30 Month Relationship CD ($1,000 Minimum) .45% .45%
*Customers with a CSB checking, money market or consumer loan may be eligible for our Relationship rate. (.60% APY - .60% Interest Rate)
*42 Month Relationship CD ($1,000 Minimum) .65% .65%
*Customers with a CSB checking, money market or consumer loan may be eligible for our Relationship rate. (.80% APY - .80% Interest Rate)
 

30 Day Savers CD - Minimum Deposit of $250

$250 - $2,499 .05% .05%
$2,500 & Up .08% .08%
 

Regular Certificates - Minimum Deposit of $500

91 Day .10% .10%
182 Day .15% .15%
1 Year .20% .20%
18 month .30% .30%
2 Year .40% .40%
3 Year .60% .60%
4 Year .80% .80%
5 Year 1.00% 1.00%

Good through April 23, 2014

Minimum deposit to open the account and to obtain advertised annual percentage yield is $500. Penalty for early withdrawal may be imposed.

The Commercial and Savings Bank reserves the right to accept deposits only from its local market area.
No brokered deposits.




JUMBO CERTIFICATES OF DEPOSIT


  APY INTEREST RATE

Regular Certificates

30 Day .10% .10%
91 Day .10% .10%
182 Day .15% .15%
365 Day .20% .20%
18 Month .30% .30%
2 Year .40% .40%
3 Year .60% .60%
4 Year .80% .80%
5 Year 1.00% 1.00%

Good through April 23, 2014

Minimum deposit to open the account and to obtain advertised annual percentage yield is $100,000. Penalty for early withdrawal may be imposed.

The Commercial and Savings Bank reserves the right to accept deposits only from its local market area.
No brokered deposits.





INDIVIDUAL RETIREMENT ACCOUNTS


  APY INTEREST RATE
91 Day Fixed .10% .10%
182 Day Fixed .15% .15%
1 Year Variable .20% .20%
1 Year .20% .20%
18 Month .30% .30%
2 Year .40% .40%
3 Year .60% .60%
4 Year .80% .80%
5 Year 1.00% 1.00%

Good through April 23, 2014

Fixed rate certificates require a minimum deposit of $500 to open the account and to obtain the advertised annual percentage yield. Variable rate certificates require a $10 minimum deposit to open the account and to obtain the advertised APY. The rate may change after the account is opened. On both fixed and variable rate certificates, fees could reduce earnings on the account. Interest is compounded monthly on certificates.

The Commercial and Savings Bank reserves the right to accept deposits from its local market area.
No brokered deposits.




EARLY WITHDRAWAL PENALTIES
Early Withdrawal Penalties That May Be Imposed on Certificates of Deposit

30 - 91 Days: 30 days' interest on amount withdrawn
92 - 364 Days: 90 days' interest on amount withdrawn
1 Year & Over: 180 days' interest on amount withdrawn
Savers CD: $50 or 7 days' interest, whichever is greater.

All annual percentage yields are calculated on $1000.00 and on monthly compounding unless otherwise stated.



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