Historic photo of Commercial and Savings Bank building in downtown Millersburg.

Our Story

A community bank with deep roots and a growing reach. Want to see how far we've come?
 


A Legacy of Service.

A Future of Possibility. 

 

In 1874, John Koch and Robert Long opened a small bank in Millersburg, Ohio. Five years later, it became The Commercial Bank of Millersburg. We still operate under that same charter today.

Over the past 145+ years, we’ve seen change: new locations, expanded services, evolving technology. But our core purpose has stayed the same. We’re here to give you access to tools, guidance, and support that help you move forward. At CSB, banking isn’t just about transactions—it’s about building relationships that strengthen families, businesses, and the communities we call home.

 






Built on Values. Focused on people.

We’re known for our history, but what defines us is how we show up for the people we serve. Here's how we make a difference: 

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Helping Families Thrive

We guide individuals and families as they buy homes, manage daily finances, and plan for the future.

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Supporting Local Business

We partner with business owners who create jobs and build strong, local economies.

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Investing in Our Communities

From schools to service projects, we support the places and causes that matter most to our customers.




Milestones That Matter

Framed vintage Commercial Bank check from Millersburg, Ohio dated 1893
  • 1874: John Koch and Robert Long form the Bank of Millersburg.
  • 1879: Renamed to The Commercial & Savings Bank of Millersburg, establishing the charter still in use today.
  • 1911: Official incorporation and move to an office on West Jackson Street.
  • 1934–1940: Walnut Creek banking center opens and operates for six years before closing.
  • 1967: Walnut Creek branch reopens following strong community petition.
  • 1975: New banking center built on South Clay Street in Millersburg to introduce drive-thru service.
  • 1979–1989: Operations Center opened with CSB's first computer system. New branches open in Winesburg (1979) and Charm (1987).
Vintage photo of Christmas parade passing by old CSB building in downtown Millersburg.
  • 1988: Sugarcreek Banking Center opens—CSB’s first in Tuscarawas County.
  • 1990–1991: Main Office restoration begins. Clinton Commons Banking Center opens inside Rodhe’s IGA.
  • 1992: CSB Bancorp, Inc. is formed as the bank holding company. Berlin Banking Center opens.
  • 1994: Trust & Financial Services department is launched, adding brokerage and benefit services.
  • 1998: Shreve Banking Center opens—CSB’s first in Wayne County.
  • 1999: New Operations Center built in Millersburg to support technology and staffing growth.
  • 2007–2008: CSB enters Orrville market (2007) and adds locations in Gnadenhutten, New Philadelphia, and North Canton through the acquisition of Indian Village Bancorp, Inc. (2008).
Ribbon cutting ceremony for CSB Medina loan office with team and community members.
  • 2011: Two new locations added in Wooster.
  • 2016: Downtown Wooster location moves to a new space.
  • 2017: New downtown Orrville Banking Center built, consolidating previous locations.
  • 2019: Wooster location relocates to a newly constructed, permanent facility.
  • 2020: Entered Bolivar market and surpassed $1 billion in assets.
  • 2021: North Canton Banking Center expands into a new location to better serve customers.
  • 2023: Loan Production Office opened in Medina County, extending reach into a new market.








What Banking with CSB Means

With CSB, you get more than accounts and applications. You get real support from a team that knows your name and cares about your goals.

Here's some words we use to describe relationship banking:

You receive all the products and services you expect from a bank, coupled with flexible solutions to address your unique needs.
Your financial success and prosperity guide our efforts, as do ethical practices for managing wealth honestly.
Your bankers act as partners – purposefully caring for your financial affairs, while remaining accessible friends who know you by name.
You have access to quick and convenient technology, while always retaining the opportunity for face-to-face interactions with a trusted adviser.
Your community benefits from a bank that invests in individuals, businesses, and non-profit organizations, proactively supporting the distinct goals of each.





Enduring Greatness

That’s our vision. It means staying strong for the long haul: financially, culturally, and in how we serve.

We believe the future of banking isn’t about being the biggest. It’s about being there when it counts, with tools that work and people who care.

We serve communities where relationships still matter—where trust is earned through consistency, and where banking is personal. If you live in one of those communities, you’ve probably already felt the CSB difference.

 

We’d be honored to be part of your story, too.

 
Start online or stop by a branch—it’s fast, easy, and backed by real people who care.