Home Loans

A local expert will walk you through every step of the process for your home loan. Equal Housing Lender Logo

CSB offers a wide variety of home loans to buy, build, or improve the home of your dreams, with competitive rates.

Meet your local expert!

Home Lending Products

Image of Joanne Wheeler helping a customerMortgage

A choice of fixed or variable rate mortgage loans include:

  • Owner-occupied 1 to 4 family residential loans
  • Second mortgage on owner-occupied 1 to 4 family residence
  • Land and mobile home (with permanent foundation) combination loans

Bridge Loans

Selling your house and buying your next home? Use the equity in your current home to purchase your new home.

Manufactured Home Loans

Let CSB help you purchase your permanent-foundation, manufactured home.



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Construction Loans

During construction of your new home, you pay just the interest on the outstanding balance, beginning regular principal and interest payments after a 9 month period or the month following construction completion, whichever comes first.

Land Loans

You’ve found the perfect lot on which to build your home. Now what? CSB can help you purchase the land with a loan for the piece of property.



Image of people looking at a form Home Equity Loan or Second Mortgage

Use the equity in your home as collateral for a one-time lump sum that is paid off over a set amount of time, with a fixed interest rate, and the same payment each month. There is no additional draw feature with a Home Equity Loan. 

Home Equity Line of Credit

The equity in your home is used to secure a personal revolving line of credit. You can conveniently access your loan account simply by writing a check, or transferring money into your checking account using online or mobile banking. 

Home Improvement Loans

Whether you need to add a room, redecorate, build a new deck, or put in a new driveway, come see us to help make your plans a reality.



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Customized Loan Options

What kind of loan are you looking for? Let a CSB local expert find the perfect personal loan to suit your needs. Cars, trucks, boats, RVs, tractors, storage barns, and buggies... these are a few of our favorite things. Looking to build your credit—we can help there, too. Let a local expert walk you through every step of the way.



Let CSB handle the details.

Speak with a local expert.

Ask your local expert!

Apply for a loan.

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Bank anywhere and everywhere.

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Manage your accounts, transfer money, deposit checks, and more with CSB Mobile Banking.

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