During construction of your new home, you pay just the interest on the outstanding balance, beginning regular principal and interest payments after a 6 month period or the month following construction completion, whichever comes first.
You’ve found the perfect lot on which to build your home. Now what? CSB can help you purchase the land with a loan for the piece of property.
Use the equity in your home as collateral for a one-time lump sum that is paid off over a set amount of time, with a fixed interest rate, and the same payment each month. There is no additional draw feature with a Home Equity Loan.
Home Equity Line of Credit
The equity in your home is used to secure a personal revolving line of credit. You can conveniently access your loan account simply by writing a check, or transferring money into your checking account using online or mobile banking.
Home Improvement Loans
Whether you need to add a room, redecorate, build a new deck, or put in a new driveway, come see us to help make your plans a reality.
What kind of loan are you looking for? Let a CSB local expert find the perfect personal loan to suit your needs. Cars, trucks, boats, RVs, tractors, storage barns, and buggies... these are a few of our favorite things. Looking to build your credit—we can help there, too. Let a local expert walk you through every step of the way.