Advice & Planning

Helpful resources for real life.


Whether you're buying a home, teaching your kids about money, or staying safe from scams—these personal banking tools are here to guide you.





Front view of a modern blue and white house with a covered porch.
Your Guide to Getting Ready for Homeownership
Thinking about buying a home? Start here. This guide walks you through what to expect—from down payments and loan types and closing costs—so you can feel confident before making one of life’s biggest purchases.

Close-up of several stacked credit cards in different colors.
Understanding Credit
What It Is, Why It Matters, and How to Build It Wisely
From first-time borrowers to seasoned credit users, this article breaks down what credit is, how it works, and why it matters to your financial future. Learn the basics of credit scores, how to build good credit, and how to avoid common pitfalls—so you can borrow smarter and plan confidently. 

Padlock securing a credit card and cash, symbolizing financial security.
Scams & Fraud
What to Watch For—and How We Help Protect You
From phishing emails to fake check scams, fraudsters are getting more sophisticated. In this article, we share common scam tactics, how to spot red flags, and how CSB works to keep your accounts safe. Your protection is our priority.

Clear CSB piggy bank sitting on a table.
Kids, Let’s Talk About Money
Tips to Start Age-Appropriate Conversations at Home
Wondering how to teach kids about money? We’ve got you. This piece gives practical tips for talking with children of all ages about saving, spending, and the value of money—so they grow up financially confident and ready for what’s ahead.