Person viewing CSB online banking dashboard on desktop monitor.

Business Checking

Recommended for businesses who want to take advantage of Cash Management Services.
 

BUILT FOR HIGH-VOLUME BUSINESSes.

 
For companies that mean business.

Our Business Checking account is made for businesses processing over 100 transactions per month—plus, it provides eligibility for Cash Management Services and an earnings credit to help reduce fees.






Business Checking - take a look at the key account details.
$50 deposit required to open the account.
No Interest Payments
This account does not earn interest.
$8 Monthly Service Charge
Standard monthly fee applies.
Transaction Fees:
  • $0.10 per debit item
  • $0.05 per CSB item deposited
  • $0.10 per transit item deposited
To lower or avoid monthly fees, an earnings credit is tied to the account balance. The earnings credit is based on current market conditions and is subject to change without notice. 
 
The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits. An early closeout fee of $40 will apply to all savings and checking accounts closed within 90 days of opening. 


















Your Questions,

Answered.

Businesses with more than 100 transactions per month, or those interested in utilizing Cash Management Services.
An earnings credit helps offset your monthly fees based on your average monthly account balance. The rate is subject to change and determined by CSB.
There are no set limits, but fees apply per item processed. See transaction fees listed above.
While the $8 fee is standard, your earnings credit may reduce or fully offset it depending on your account balance.
You can view our General Fee Schedule for more details on business banking services.






Let’s Get You Started

Start online or stop by a branch—it’s fast, easy, and backed by real people who care.