Assorted bank coin rolls and cash bands in labeled compartments

Business Value Checking

Ideal for businesses with lower transaction volume—simple, affordable, and flexible.
 

BIG VALUE FOR SMALL BUSINESSes.

 
Built for businesses with fewer monthly transactions.

Business Value Checking is perfect for entrepreneurs and small operations with 100 or fewer transactions per month. It’s straightforward, low-cost, and offers ways to waive the monthly fee.
 






Designed with small businesses in mind. Here’s how your Business Value Checking account works.
$50 deposit required to open the account.
No Interest Payments
This account does not earn interest.
$5 Monthly Service Charge
Waived when balance or transaction activity requirements below are met.
Monthly service charge is waived if one of the following conditions are met:  
  • $5,000 minimum daily balance is maintained per month
  • 10 debit card (POS) transactions per month
Transaction Limits:
  • 100 free items per month
  • $0.25 per item over 100
The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits. An early closeout fee of $40 will apply to all savings and checking accounts closed within 90 days of opening. 


















Your Questions, Answered.

Businesses with 100 or fewer transactions per month that want a low-cost, flexible account.
The $5 fee is waived when you maintain a $5,000 minimum daily balance per month or complete 10 POS debit card transactions per monthly statement cycle.
Yes—100 items are free per month. After that, a $0.25 fee applies for each additional item.
You can view our General Fee Schedule for more details on business banking services.







Let’s Get You Started

Start online or stop by a branch—it’s fast, easy, and backed by real people who care.