- Tab 1The Basics
- Tab 2The Score
- Tab 3Credit Reporting
- Tab 4Tips for Improving Credit
- Tab 5Additional Resources
- Tab 6
What is credit?
Credit is the record of a person's history of borrowing money and repaying at a later date. If trust is a bank account then credit would be the currency. Lenders, such as banks, car dealerships, and credit card companies use credit scores to evaluate the potential risk posed by lending money to an individual.
Why do I need credit?
What is a good score?
How do I find out what my credit score is?
Get Your Score
What makes up credit?
What is a credit report?
What are the credit reporting agencies?
How do I get a copy of my credit report?
How do you dispute something on your credit report?
File a Dispute:
Tips for Improving Credit
Limit Applying for New Accounts - While getting a credit card can increase your credit utilization, applying for a number of them in a short period of time can hurt your credit score.
Prepared for informational purposes only.