Interest Checking
Earn interest while keeping everyday banking simple—plus, no monthly fee when you keep a higher balance.
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Everyday banking, with something extra.
Earn interest without sacrificing convenience or simplicity.
Interest Checking Account - we've made everyday banking simple.
$1,000 deposit required to open the account.
Interest Payments
Compounded and credited monthly when $1,000 minimum balance is maintained.
$10 Monthly Service Charge
Automatically waived when you maintain a $1,000 minimum daily balance.
An early closeout fee of $40 will apply to all savings and checking accounts closed within 90 days of opening. The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits.
Your Questions,
Answered.
HOW DO I WAIVE THE $10 MONTHLY SERVICE CHARGE?
When you maintain a $1,000 minimum daily balance, the $10 monthly service charge will be automatically waived.
DO I NEED TO KEEP A MINIMUM BALANCE?
You must maintain a $1,000 minimum daily balance for the following items to happen:
- To earn interest
- To automatically waive the $10 monthly service charge.
CAN I EARN INTEREST WITH THIS ACCOUNT?
Yes! When you maintain a $1,000 minimum daily balance, interest will be compounded and credited monthly.
ARE THERE ANY EARLY CLOSURE FEES?
Yes, a $40 fee applies to accounts closed within 90 days of opening.
WHERE CAN I FIND THE general FEE SCHEDULE?
You can view our General Fee Schedule for more details on services like overdraft protection, stop payments, and more.
Let’s Get You Started
Start online or stop by a branch—it’s fast, easy, and backed by real people who care.