Passbook Savings — we've made everyday banking simple.
$10 deposit required to open the account.
Tiered Interest Product
Interest rate you earn increases as your balance grows. $10 minimum balance to earn interest.
$3 Monthly Service Charge
Automatically waived when you meet one of the requirements detailed below.
Monthly service charge is waived if one of the following conditions are met:
You own a CSB Checking or CD account
You maintain a $100 minimum daily balance
You’re under age 19
You’re attending college (must notify CSB)
Additional Details
No monthly statement
No electronic transactions
An early closeout fee of $40 will apply to all savings and checking accounts closed within 90 days of opening. The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits.
Your Questions,
Answered.
How do I waive the $3 monthly service charge?
Monthly service charge is waived if one of the following conditions are met:
You own a CSB Checking or CD account
You maintain a $100 minimum daily balance
You’re under age 19
You’re attending college (must notify CSB)
Does this account earn interest?
Yes! Interest is tiered on balances of $10 or more and is compounded and credited quarterly.
Can I access this account online or through a debit card?
No. Passbook Savings is designed for in-branch service only. There are no electronic transactions or monthly statements.
Is there a fee if I close my account early?
Yes. A $40 fee applies if you close the account within 90 days of opening.
Where can I find your general fee schedule?
You can view our General Fee Schedule for more details on services like overdraft protection, stop payments, and more.
Let’s Get You Started
Start online or stop by a branch—it’s fast, easy, and backed by real people who care.