Bank employee reviewing CSB account disclosure with customer at desk

Passbook Savings

Designed for in-person banking with a printed passbook and no electronic transactions—simple, dependable savings.
 

TRADITIONAL BANKING.

PERSONAL SERVICE.

 
For those who prefer in-branch transactions and printed records.
 
Passbook Savings gives you a reliable, straightforward way to save—without monthly statements or online access.
 
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Exploring Your Options?

 
We offer a variety of savings accounts to match your goals.
 






Passbook Savings — we've made everyday banking simple.
$10 deposit required to open the account.
Tiered Interest Product
Interest rate you earn increases as your balance grows. $10 minimum balance to earn interest.
$3 Monthly Service Charge
Automatically waived when you meet one of the requirements detailed below.
Monthly service charge is waived if one of the following conditions are met:  
 
  • You own a CSB Checking or CD account
  • You maintain a $100 minimum daily balance
  • You’re under age 19
  • You’re attending college (must notify CSB)
Additional Details
  • No monthly statement
  • No electronic transactions
An early closeout fee of $40 will apply to all savings and checking accounts closed within 90 days of opening. The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits.


















Your Questions,

Answered.

Monthly service charge is waived if one of the following conditions are met:
  
  • You own a CSB Checking or CD account
  • You maintain a $100 minimum daily balance
  • You’re under age 19
  • You’re attending college (must notify CSB)
Yes! Interest is tiered on balances of $10 or more and is compounded and credited quarterly.
No. Passbook Savings is designed for in-branch service only. There are no electronic transactions or monthly statements.
Yes. A $40 fee applies if you close the account within 90 days of opening.
You can view our General Fee Schedule for more details on services like overdraft protection, stop payments, and more.






Let’s Get You Started

Start online or stop by a branch—it’s fast, easy, and backed by real people who care.