Platinum Savings
Earn interest on higher balances—designed for savers who want more from their money.
Exploring Your Options?
We offer a variety of savings accounts to match your goals.
.png)
PREMIUM RATES. EXCEPTIONAL FLEXIBILITY.
Our highest-earning savings account.
Platinum Savings is built for customers with higher balances, who want to earn interest monthly and maintain easy access to funds.
Platinum Savings - we make everyday banking simple.
$100,000 deposit required to open the account.
Tiered Interest Product
Interest rate you earn increases as your balance grows. No minimum balance to earn interest.
$25 Monthly Service Charge
Automatically waived when you maintain $100,000 minimum daily balance.
The Commercial and Savings Bank reserves the right to accept deposits from its local market area. No brokered deposits. An early closeout fee of $40 will apply to all savings and checking accounts closed within 90 days of opening.
Your Questions,
Answered.
How do I waive the $25 monthly service charge?
When you maintain $100,000 minimum daily balance, the $25 monthly service charge will be automatically waived.
Does this account earn interest on all balances?
Yes! Interest is earned on all balances and is compounded and credited monthly.
Is there a penalty for closing the account early?
Yes. A $40 fee applies if the account is closed within 90 days of opening.
Where can I find your general fee schedule?
You can view our General Fee Schedule for more details on services like overdraft protection, stop payments, and more.
Let’s Get You Started
Start online or stop by a branch—it’s fast, easy, and backed by real people who care.