Wealth Management
Trust, Brokerage, and Investment Management
- Tab 1
Trust Services
- Tab 2
Brokerage Services
- Tab 3
Estate Planning
& Settlement - Tab 4
Investment Management
- Tab 5
Individual
Retirement Accounts - Tab 6
Corporate
Retirement Accounts
Trust Services
The Trust Department stands ready to meet the needs of individual investors, trustees, and custodians who want professional investment advice and management.
With CSB as your Trustee we will safeguard your assets, enable them to grow, distribute them to beneficiaries according to your exact instructions, and in the most tax-advantaged way possible. We can handle every detail of your personal financial responsibilities, from paying bills to money management; the arrangement is as flexible as you choose. Through it all, CSB can provide you with the satisfaction of knowing your plan is customized to meet your needs and wishes during your lifetime and beyond.
CSB Brokerage Services
Powered by Cetera Investment Services
With multiple ways to invest money and enjoy a good return, we provide you with the full spectrum of investment products, commonly offered by brokerage firms.
Estate Planning Services
CSB’s Trust Department offers experience and knowledge in helping you plan for the future. We formulate a guide to meet your needs and ensure your assets are distributed in a timely fashion according to your wishes. CSB will be a part of your estate planning as we manage your assets and work closely with your accountant, attorney, and loved ones.
Estate Settlement
In naming CSB as your executor, you can be assured that your estate will be handled with experience, skill, and good judgment. The executor you name in your will is responsible for safeguarding the assets of your estate, paying proper debts, contesting improper claims, collecting sums owed to the estate, and filing estate and income tax returns. Your executor must decide what to sell to pay taxes and estate expenses, and what to hold for distribution to your beneficiaries or to trusts you establish for their benefit.
Investment Management
CSB Trust Department provides prudent fee based investment management. We offer a variety of investment options including, stocks, bonds, Exchange Traded Funds, and Mutual Funds. Our local experts will meet with you in person to design an investment plan that fits your specific needs. Whether you need help with your individual investments or IRA, we stand ready to help you preserve and grow your wealth.
Individual Retirement Accounts
Wise planning for the years ahead can help assure a financially worry-free future.
- IRAs
- Roth IRAs
Corporate Retirement Accounts
Employee Benefit Plans
If you’re an employer and want to offer a retirement plan to your employees, CSB will serve as trustee to ensure that all retirement accounts are in compliance with government regulations. We will assist in formulating a plan to fit the varied needs of your workers.
- 401(k) with Roth options
- 403(b) with Roth options
- Profit sharing Plans
- Pension Plans
Want to learn more?
Let CSB help you.
*CSB Wealth Management, Trust, and or brokerage products and services are; not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the depository institution; subject to investment risks, including possible loss of the principal amount invested.